Disclosures

The small print, in full

How Siimply’s services work, who the partners are, and the risks, rights and duties that come with an account. Ask us about anything unclear before you open or fund one.

Notes by product

Investment Risk
Investing involves risk, including the possible loss of principal. The value of investments can go down as well as up and past performance is not a reliable indicator of future results. Siimply provides access to investment products but does not provide personal investment advice unless explicitly stated.
Brokerage Partners
Zimbabwean securities trading on the ZSE and VFEX is facilitated by InvestIQ Oak Wealth, a member of the Zimbabwe Stock Exchange regulated by the Securities and Exchange Commission of Zimbabwe (investiqoakwealth.co.zw). Banking and Zimbabwean financial services are provided by FBC, regulated by the Reserve Bank of Zimbabwe (fbc.co.zw). U.S. securities are provided through Alpaca, a FINRA‑registered broker‑dealer, SIPC member, regulated by the U.S. SEC.
SIPC
Securities held through Alpaca are protected by the Securities Investor Protection Corporation (SIPC) up to applicable limits. SIPC protection covers custody of securities and cash but does not protect against market losses.
Savings Product
Savings features may be provided through partner financial institutions including BMO America. Interest rates may change and are not guaranteed unless explicitly stated.
FX
Currency conversion services are subject to regulatory requirements and market availability. Exchange rates may include a spread and can change without notice.
Fee Transparency
Fees shown in the app at the time of a transaction are the final applicable fees. Third‑party providers such as banks, payment networks, or exchanges may apply additional charges.
Jurisdiction
Product availability may vary depending on your country of residence, citizenship, and regulatory eligibility.
Payments Processing
Deposit and withdrawal processing times depend on banking hours, payment providers, and regulatory checks.
Security
Siimply will never ask you to send money to personal accounts or share your login credentials with support staff.
Managed Portfolio
Managed portfolios are designed for long‑term investing and may rebalance periodically. Portfolio allocations do not guarantee returns.

Siimply Trade is a trading name of Siimply Capital. Investment products are subject to market risk. Trading and investing involve significant risk of loss.

All promotional materials are provided by Siimply Capital and are intended only for jurisdictions where it is authorized to provide services and do not constitute an offer or solicitation to provide services in any jurisdiction where it is not permitted to do so.

Siimply Capital offers securities trading through licensed market intermediaries; Zimbabwean stocks trading are provided by Invest IQ Oak Wealth, licensed and regulated by the Securities Commission of Zimbabwe. US securities are provided by Alpaca Securities LLC, a member of FINRA and SIPC.

Past performance is no guarantee of future results. Historical returns, expected returns, and probability projections are provided for informational and illustrative purposes and may not reflect actual future performance. Information contained on this website is of a general nature only and does not consider your financial objectives or personal circumstances. All investing involves risk, including the possible loss of money you invest.

Alpaca Securities LLC (“Alpaca”) is a member of FINRA and SIPC and a wholly owned subsidiary of AlpacaDB, Inc. This is not an offer or advice to buy or sell securities, or to open a brokerage account, in any jurisdiction where Alpaca is not registered. Alpaca is not responsible for the technology and services Siimply provides to open and manage brokerage accounts, and you agree to hold Alpaca, its affiliates, owners, directors, employees, clearing firm and agents harmless from any losses arising from the use or unavailability of Siimply’s technology and services.

Questions about these documents? Contact Siimply

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